Finance
part of YOU.AI OS
ZER
Friction
You, but with AI.
Built on Claude · self-hosted · private by design
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How It Works
ZER
Friction
01 — Everywhere
Three places, zero friction.
Telegram, the app, or the web — it's the same Fayrouz wherever you are. No separate logins, nothing to sync. Start a thought on your phone and finish it on your laptop without missing a beat.
TelegramAppWeb
02 — Knows You
Yours, on your terms.
It quietly learns how you work and what you care about, getting sharper the more you use it. But you set the scopes — it knows you exactly as much as you allow, never more. Private by design, self-hosted by default.
03 — All in One
Several platforms, one surface.
Fitness coaching, finances, organisation, travel planning — the half-dozen apps you'd normally juggle, folded into a single calm place that already holds all your context.
SportsFinanceOrganiseTravel
Leyla
Finance · Outer ring
All your money, in one glance.
Personal, shared, investments, tax files — every account in one view. Record by hand or import automatically; split with anyone and they settle from their own thread.
PersonalSharedInvestmentsTax files
June€2,184 / €3,000
Forecast€2,910under budget
Leylasettled €120paid €40 · spent €312
Health · Coach
Every device, one coach.
Everything that talks to Apple Health talks to each other. A coach turns your goals into a daily to-do list, holds you accountable, and measures progress — always up to date.
StepsCaloriesSleepExercise
Travel · 2 Jun → 13 Jun
Italy June 2026
Flights, stays, and shared costs land on one timeline — no spreadsheet, no forwarding. Everyone sees the same plan, and who paid for what.
GYGiulia · Youssef
You owe €420.16· 24 expenses
Sat · 30 May
✈
Etna €205.00
paid by giuliatomas
🧾
Giardini house €705.00
paid by giuliatomas
Tue · 2 June Berlin → Naples
✈
Berlin → Naples
easyJet EJU4266 · 16:25 → 18:40
✈
Flight to Naples €286.00
paid by youssef
Your Orchestrator
One assistant, every platform.
Finance, travel, health, calendar, notes — every surface runs through one personal AI, right where you already work. Plain language in, real work out. Zero friction, wherever you are.
Telegram · Fayrouz
Fayrouz
Morning, Youssef. Where do you want to go?You
log 42 eur groceriesFayrouz
Logged. Groceries €312 vs €400 budget. €88 left.Calendar · Notes · Lists
Your day and your thoughts, organised for you.
One calendar across personal, family, and couple — booked by just telling the bot. Dump a messy thought and it sorts itself into the right notes, lists, and reminders. Every night it tidies up. Web or Telegram, zero friction.
Today · Tue
09:00
Standupwork
16:30
Leyla — school pickupfamily
19:30
Dinner with Giuliacouple
Brain dump → organised
You
beach trip — sunscreen, leyla floaties, book hotel, renew passportsFayrouz
Filed into Packing (2) and Before travel (2) — tagged #leyla #travel.What's inside
Get a complete picture of your life.
With 24/7 organisation, data flows into your workspace to organise and help you navigate your busy life — so you can make smarter decisions every day.
Travel
Trips that plan themselves
Sat · Etna€205
Tue · Berlin → Naples
Wed · Lidl€25
Organisation
Brain-dump in, sorted out
beach trip — sunscreen, hotel, passports
Filed into Packing & Before travel.
Projects
Workspaces that act for you
open the Tropic Feel return
Opened. Reply drafted with 2 photos — send?
Health
Quantify how your body feels
Agents
Specialists, always on call
what's for dinner?
Pasta — you've got tomato, basil, garlic.
Recipes
Cook to your taste
tomatobasilgarlic+5
3 recipes from your fridge
Calendar
One calendar, zero friction
09:00Standup
16:30Leyla · school
19:30Dinner · Giulia
Begin
One surface for everything that matters.
I built Fayrouz to run my own money, travel, and health. Now it can run yours — quiet, fast, private, and entirely yours.